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While using a debit card for online purchases may provide convenience, it may not offer the same level of protection as credit cards or other payment methods.bit cards are directly linked to your bank account, and unauthorized transactions can potentially lead to financial loss or expose your identity data. Credit cards often have better fraud protection measures in place, and they are not directly connected to your bank account. Additionally, some online payment services offer additional security features that can help safeguard your identity data and financial information.